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The Cheapskate Next Door

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Some fools believe in treating themselves.
Most seasoned entrepreneurs strive to treat others, particularly their employees, friends, and the less fortunate.

Treating yourself is an American euphemism for selfishness.

Most people in other countries live on a U.S. $1 a day and yet are much happier than people who go on shopping sprees.

You can surely give more to people who are starving.

Cheapskates like my family and I tithe regularly and give to humanitarian causes.

How to Become a Cheapskate
1) Spend less time in grocery and clothing stores, online retailers, and online gambling sites.

2) Find a public library.

3) Try to leave your credit card(s) at home, never link your cards with online retailers.

Walk around with $25-50 of spending money a week and don't use ATMs to take more money out.

4) Make educated decisions, you may like partying, but do you do it every weekend?

You may enjoy "sophisticated" cultural events, but do you attend them fairly often?

5) Make friends with people who always want to split the check and especially those who like to order water instead of alcohol.

6) Find a hobby that stimulates the brain and enriches the soul.

If you "don't have time" for anything fun, new and exciting, you're more likely to waste time doing things you hate and you're more likely to spend money on unnecessary items.

Join a church, team sport, or musical group!

7) Don't keep up with the Joneses. Cheapskates take risks and splurge, but they do so on a budget and usually on things that enhance their well-being, such as travel, cultural events, running shoes, etc.

8) Add up your financial achievements every month and you'll go far in life.

Make realistic goals and keep making more goals to push yourself.

9) Whatever career path you ultimately choose make sure it inspires you.

Pleasure in the job puts perfection in the work.

10) Don't save to be selfish instead save to increase your options and create more room in your schedule for other things besides paying bills.
  • Make smarter economic decisions...splurge on experiences/people and not material objects.
  • Instead of spending your time spending money, try volunteering or creating something artistic.
  • It requires a great deal of confidence and self-discipline to not spend for days and even weeks on end.
  • Be rich in spirit.

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